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	<title>Home Insurance Blog</title>
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	<link>http://homeinsurance.com/blog</link>
	<description>Look it's a HomeInsurance.com Blog</description>
	<pubDate>Mon, 06 Oct 2008 13:25:52 +0000</pubDate>
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			<item>
		<title>HomeInsurance.com announces the launch of Save to Win- a contest designed to help homeowners save on their home insurance, and win great prizes!</title>
		<link>http://homeinsurance.com/blog/2008/10/06/homeinsurancecom-announces-the-launch-of-save-to-win-a-contest-designed-to-help-homeowners-save-on-their-home-insurance-and-win-great-prizes/</link>
		<comments>http://homeinsurance.com/blog/2008/10/06/homeinsurancecom-announces-the-launch-of-save-to-win-a-contest-designed-to-help-homeowners-save-on-their-home-insurance-and-win-great-prizes/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 13:25:52 +0000</pubDate>
		<dc:creator>Home Agent</dc:creator>
		
		<category><![CDATA[Company News]]></category>

		<category><![CDATA[Home Insurance]]></category>

		<category><![CDATA[home insurance contest]]></category>

		<category><![CDATA[homeowners insurance contest]]></category>

		<category><![CDATA[save to win contest]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=130</guid>
		<description><![CDATA[HomeInsurance.com has recently announced the kick-off of their Save to Win Contest which offers homeowners the chance to save on home insurance and win a $250 Lowe&#8217;s Home Improvement gift card.  Save to Win contestants work with HomeInsurance.com agents and compete to see who can save the most money on their home insurance policy- the biggest [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/10/06/homeinsurancecom-announces-the-launch-of-save-to-win-a-contest-designed-to-help-homeowners-save-on-their-home-insurance-and-win-great-prizes/feed/</wfw:commentRss>
		</item>
		<item>
		<title>New Texas database leaves uninsured drivers exposed</title>
		<link>http://homeinsurance.com/blog/2008/10/03/new-texas-database-leaves-uninsured-drivers-exposed/</link>
		<comments>http://homeinsurance.com/blog/2008/10/03/new-texas-database-leaves-uninsured-drivers-exposed/#comments</comments>
		<pubDate>Fri, 03 Oct 2008 13:38:20 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
		
		<category><![CDATA[Auto Insurance]]></category>

		<category><![CDATA[liability insurance]]></category>

		<category><![CDATA[texas auto insurance]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=127</guid>
		<description><![CDATA[Now in Texas, the Department of Public Safety troopers are using a system that instantly verifies whether a driver has liability insurance.
&#8220;If you don&#8217;t have liability insurance for your vehicle, your chances of getting a ticket just went up dramatically,&#8221; said DPS Lt. Louis Sanchez.
Previously, if you carried a valid insurance card, that was proof enough [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/10/03/new-texas-database-leaves-uninsured-drivers-exposed/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Can I get coverage to insure my hunting rifle? D. Raspen- Norwich, New York</title>
		<link>http://homeinsurance.com/blog/2008/10/02/can-i-get-coverage-to-insure-my-hunting-rifle-d-raspen-norwich-new-york/</link>
		<comments>http://homeinsurance.com/blog/2008/10/02/can-i-get-coverage-to-insure-my-hunting-rifle-d-raspen-norwich-new-york/#comments</comments>
		<pubDate>Thu, 02 Oct 2008 13:13:09 +0000</pubDate>
		<dc:creator>Home Agent</dc:creator>
		
		<category><![CDATA[Q&amp;A]]></category>

		<category><![CDATA[firearm coverage]]></category>

		<category><![CDATA[firearm insurance]]></category>

		<category><![CDATA[gun insurance]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=126</guid>
		<description><![CDATA[D,
While you should check the details of your specific policy, most standard home insurance policies will cover your firearms as they are considered your personal property.  Like other items of personal property, your home insurance policy should cover these items in the event that they were destroyed or stolen minus the appropriate deductible.
There are limits [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/10/02/can-i-get-coverage-to-insure-my-hunting-rifle-d-raspen-norwich-new-york/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Green Home Insurance-the insurance of the future?</title>
		<link>http://homeinsurance.com/blog/2008/10/01/green-home-insurance-the-insurance-of-the-future/</link>
		<comments>http://homeinsurance.com/blog/2008/10/01/green-home-insurance-the-insurance-of-the-future/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 13:39:36 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
		
		<category><![CDATA[Home Insurance]]></category>

		<category><![CDATA[green home insurance]]></category>

		<category><![CDATA[green homeowners insurance]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=125</guid>
		<description><![CDATA[Georgia has just become the 26th state to offer specialty homeowners insurance for environmentally friendly homes. Previously, homeowners with green elements in their home (solar panels, geothermal heating, etc.) were not covered for these items. For example, if a green home was destroyed due to a fire, the insuring company would only provide replacement of [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/10/01/green-home-insurance-the-insurance-of-the-future/feed/</wfw:commentRss>
		</item>
		<item>
		<title>We have recently planted some expensive trees and shrubs in our yard- are these covered under our homeowners insurance?  Kay and Jim P.-Cedar City, Utah</title>
		<link>http://homeinsurance.com/blog/2008/09/30/we-have-recently-planted-some-expensive-trees-and-shrubs-in-our-yard-are-these-covered-under-our-homeowners-insurance-kay-and-jim-p-cedar-city-utah/</link>
		<comments>http://homeinsurance.com/blog/2008/09/30/we-have-recently-planted-some-expensive-trees-and-shrubs-in-our-yard-are-these-covered-under-our-homeowners-insurance-kay-and-jim-p-cedar-city-utah/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 12:27:39 +0000</pubDate>
		<dc:creator>Home Agent</dc:creator>
		
		<category><![CDATA[Q&amp;A]]></category>

		<category><![CDATA[landscaping coverage]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=124</guid>
		<description><![CDATA[Kay and Jim,
While Standard homeowners insurance policies do typically provide coverage for trees, shrubs, plants and other forms of landscaping coverage can vary quite significantly from one homeowners policy to the next. While I will outline some basic coverage amounts below- it&#8217;s always best to read through your specific policy or call your home insurance [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/09/30/we-have-recently-planted-some-expensive-trees-and-shrubs-in-our-yard-are-these-covered-under-our-homeowners-insurance-kay-and-jim-p-cedar-city-utah/feed/</wfw:commentRss>
		</item>
		<item>
		<title>How does a home/auto discount work? Does that mean my car is added to my homeowners policy? Janet. L, Casa Grande</title>
		<link>http://homeinsurance.com/blog/2008/09/26/how-does-a-homeauto-discount-work-does-that-mean-my-car-is-added-to-my-homeowners-policy-janet-l-casa-grande/</link>
		<comments>http://homeinsurance.com/blog/2008/09/26/how-does-a-homeauto-discount-work-does-that-mean-my-car-is-added-to-my-homeowners-policy-janet-l-casa-grande/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 12:33:22 +0000</pubDate>
		<dc:creator>Home Agent</dc:creator>
		
		<category><![CDATA[Q&amp;A]]></category>

		<category><![CDATA[home auto discount]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=123</guid>
		<description><![CDATA[Janet,
A home/auto discount allows homeowners to get a special reduced rate on their home policy. While you must insure both your home and your car with the same company in order to receive this discount, the policies will be written seperately.
Becasue of our partnership with Travelers Insurance Company, we are able to offer our customers [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/09/26/how-does-a-homeauto-discount-work-does-that-mean-my-car-is-added-to-my-homeowners-policy-janet-l-casa-grande/feed/</wfw:commentRss>
		</item>
		<item>
		<title>NY State to assist largest insurance provider at no cost to taxpayers</title>
		<link>http://homeinsurance.com/blog/2008/09/25/ny-state-to-assist-largest-insurance-provider-at-no-cost-to-taxpayers/</link>
		<comments>http://homeinsurance.com/blog/2008/09/25/ny-state-to-assist-largest-insurance-provider-at-no-cost-to-taxpayers/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 12:11:19 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
		
		<category><![CDATA[Home Insurance]]></category>

		<category><![CDATA[AIG]]></category>

		<category><![CDATA[NY homeowners]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=122</guid>
		<description><![CDATA[Governor of New York, David A. Paterson announced that the state is implementing a multi-billion dollar finance plan to help secure the financial stability of AIG (American International Group), the world&#8217;s largest insurance company.
The good news for taxpayers and homeowners?  The plan does not rely on tax money so NY homeowners should not feel the financial burden of this [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/09/25/ny-state-to-assist-largest-insurance-provider-at-no-cost-to-taxpayers/feed/</wfw:commentRss>
		</item>
		<item>
		<title>I can&#8217;t seem to find a competitive rate on flood insurance- why is this?  Robert S.- Pompey Island, Georgia</title>
		<link>http://homeinsurance.com/blog/2008/09/24/i-cant-seem-to-find-a-competitive-rate-on-flood-insurance-why-is-this-robert-s-pompey-island-georgia/</link>
		<comments>http://homeinsurance.com/blog/2008/09/24/i-cant-seem-to-find-a-competitive-rate-on-flood-insurance-why-is-this-robert-s-pompey-island-georgia/#comments</comments>
		<pubDate>Wed, 24 Sep 2008 12:35:16 +0000</pubDate>
		<dc:creator>Home Agent</dc:creator>
		
		<category><![CDATA[Q&amp;A]]></category>

		<category><![CDATA[flood insurance]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=121</guid>
		<description><![CDATA[Robert,
While many companies can offer competitive rates on standard home insurance, flood insurance rates are standard and set by the Federal Emergency Management Agency (FEMA). These rates are calculated using criteria such as the type of flood zone (preferred or not preferred?) you live in and the structure of your home (stick built? Crawlspace or [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/09/24/i-cant-seem-to-find-a-competitive-rate-on-flood-insurance-why-is-this-robert-s-pompey-island-georgia/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The current debate over coastal vs. inland insurance rates: Should inland homeowners be paying for coastal exposure?</title>
		<link>http://homeinsurance.com/blog/2008/09/23/the-current-debate-over-coastal-vs-inland-insurance-rates-should-inland-homeowners-be-paying-for-coastal-exposure/</link>
		<comments>http://homeinsurance.com/blog/2008/09/23/the-current-debate-over-coastal-vs-inland-insurance-rates-should-inland-homeowners-be-paying-for-coastal-exposure/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 12:36:29 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
		
		<category><![CDATA[Home Insurance]]></category>

		<category><![CDATA[coastal home insurance rates]]></category>

		<category><![CDATA[home insurance rates]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=120</guid>
		<description><![CDATA[The debate that has been stirring since Hurricane Katrina (and has developed even more since Hurricane Ike) is about coastal home insurance rates vs. inland home insurance rates. Many representatives from the House Insurance Committee are arguing that coastal homeowners haven&#8217;t been paying close to what they should be for homeowners insurance considering their exposure [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/09/23/the-current-debate-over-coastal-vs-inland-insurance-rates-should-inland-homeowners-be-paying-for-coastal-exposure/feed/</wfw:commentRss>
		</item>
		<item>
		<title>J.D. Power 2008 Insurance Shopper Study reveals trends in auto insurance shopping</title>
		<link>http://homeinsurance.com/blog/2008/09/19/jd-power-2008-insurance-shopper-study-reveals-trends-in-auto-insurance-shopping/</link>
		<comments>http://homeinsurance.com/blog/2008/09/19/jd-power-2008-insurance-shopper-study-reveals-trends-in-auto-insurance-shopping/#comments</comments>
		<pubDate>Fri, 19 Sep 2008 13:01:59 +0000</pubDate>
		<dc:creator>Editor</dc:creator>
		
		<category><![CDATA[Auto Insurance]]></category>

		<category><![CDATA[auto insurance shopping trends]]></category>

		<guid isPermaLink="false">http://homeinsurance.com/blog/?p=117</guid>
		<description><![CDATA[A recent study examined the trends in auto insurance consumers actively looking for auto insurance policies. The study, performed by J.D. Power and Associates, found that on on average, major auto insurance companies only capture about two percent of all auto insurance customers.  Surprisingly, 36 percent of auto insurance shoppers ignored the top insurance brands [...]]]></description>
		<wfw:commentRss>http://homeinsurance.com/blog/2008/09/19/jd-power-2008-insurance-shopper-study-reveals-trends-in-auto-insurance-shopping/feed/</wfw:commentRss>
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