Home Insurance Calculator

Dwelling Coverage Information

• Dwelling Coverage: The amount your insurance company would pay you to replace your home in the event of a covered loss. Dwelling Coverage is also the basis for which all of your other homeowner coverages are calculated.
  
  
• A licensed insurance consultant can best help you determine your dwelling coverage; however, if you’d like a rough estimate, feel free to use our Dwelling Coverage Calculator.

Home Construction Types

The cost per square foot to rebuild your home is partially based upon the amount of upgrades your home has. For example, granite countertops, hardwood floors and stainless steel appliances would all be considered upgrades, or above-standard materials.