A: A home inventory may not seem like a high priority on your list of things to keep up with as a homeowner; however, in the event that these items were destroyed in a fire or other peril, this list will be your greatest asset.
» Download your FREE Home Inventory Checklist
A home inventory is simply a list of all of the possessions you have accumulated over the years. This inventory will not only help you determine how much insurance you need, it will also help your claims get settled faster in the event of a loss of your home.
When taking an inventory of your home, be sure to include everything except vehicles, animals and items that are insured under other policies. It is important to keep this document in a safe place outside of your home- such as in a safe deposit box or at a relative’s house.
Our agents have compiled the following list of tips for creating a comprehensive home inventiory:
- List every item of value in your home
- Include serial numbers of items anywhere you can
- Continuously update your home inventory as you acquire new items
- If you have the receipt- include it!
- Take Photos- take close-up and wide-angle shots, use a color camera or video camera if possible and have a family member in all pictures to help prove ownership.
Download your Home Inventory Checklist (PDF Download: 144KB)
Home Insurance Inventory Checklist
Have other questions about home insurance or how to get started? Visit our FAQ page to see questions that have been posted by our customers. Or- post a question that you would like to see answered! Want to speak with one of our licensed agents? Enter your phone number here and one of our agents will call you. Or call an agent directly at 1-877-50-MyHome.
Last Updated: June 23, 2008 10:15 AM EST
» More Frequently Asked Questions About Homeowners Insurance
