Home Insurance Glossary

Search a variety of Homeowners Insurance Terms

Searching for a particlular keyword term related to homeowners insurance? You can search for keywords by using the search field or by following the list below.

A

Accident

Appreciation

A.M. Best

Agent

Adjuster

Actual Cash Value (ACV)

Adjusted basis

Assessed Value

B

Betterment

Binder

Blanket Insurance Policy

Breach

C

Cancellation

Cash Value

Casualty Insurance

Chattel

Claimant

Coinsurance

Coinsurance Clause

Common Areas

Company Profile

Conditional Receipt

Condominium

Contract

Coverage A: Dwelling Coverage

Coverage B: Other Structures

Coverage C: Contents Coverage

Coverage D: Loss of Use

Coverage E: Liability Protection

Coverage F: MedPay

Condo Insurance

D

Declarations Page

Deductible

Deposit

Depreciation

Dividend

E

Earned Premium

Effective Age

Effective Date

Endorsement

Exclusions

Experience Period

Expiration Date

F

First Party Loss

Flood Insurance

G

Grace Period(s)

H

Hazard Insurance

Homeowners insurance

I

Incontestability

Independent Adjuster

Inland Marine

Insurance

Insurance Binder

Insured

Insurer

J

K

L

Lapse

Legal description

Liability

Liability Coverage

Liability Insurance

Limit of Liability

Loss

Loss History

M

Master Association

Material Misrepresentation

N

Net Cash Value

Non-renewal

O

P

Paid-Up

Peril

Policy

Policy Owner

Policy Period

Premium

Premium Expense Charges

Property Damage (PD)

Property Insurance

Public Adjuster

Q

R

Rated Policy

Renewal Policy

Replacement Cost

Return Premium

Rider

S

Staff Adjuster

Subrogation

Surcharge

T

Third Party Loss

U

Underwriter

Underwriting

Unearned Premium

V

W

Waiver

X

Y

Z

DISCLAIMER: The information provided above is intended to be a guide to understanding common homeowners insurance terms. HomeInsurance.com does not intend this information to be official or legally binding. HomeInsurance.com uses this list as a basic guide to understanding these terms and should not be considered complete or definitive.