Liability

Your home insurance policy- translated.

Like most homeowners, your home is your greatest asset. That's why having a strong understanding of your homeowners insurance policy is so important. However, since home insurance policies are written by home insurance companies- customers often have a difficult time translating their policy. Use our home insurance glossary to search out terms commonly found in homeowners insurance policies and get clear, concise definitions written in language you can understand!

Coverage E: Liability Protection

Coverage protecting you against law suits in the event that you, or another person living in your home, causes harm or damage to someone else

responsibility to compensate another for your negligence.

Liability Coverage

Home insurance coverage that protects the insured against injury or damage claims.

Liability Insurance

A policy that protects owners against claims of negligence, personal injury or propert damage.

Limit of Liability

The maximum amount of damages an insurer is bound to pay in case of a loss.

DISCLAIMER: The information provided above is intended to be a guide to understanding common homeowners insurance terms. HomeInsurance.com does not intend this information to be official or legally binding. HomeInsurance.com uses this list as a basic guide to understanding these terms and should not be considered complete or definitive.