Wednesday, Oct 10,2012
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As the National Fire Protection Association's Fire Prevention Week rolls on, insurance providers continue to offer reports and presentations concerning home fire safety tips.
Most recently, Nationwide released a report showing the dangers of cooking fires and the potential cost to consumers who do not take precautions when using their kitchens. According to the report, 17 percent of all of the homeowners insurance claims processed by Nationwide in 2011 included damage caused by cooking fires. Moreover, the average dollar amount attached to a cooking fire claim is more than $30,000, notes the source.
The Federal Emergency Management Agency (FEMA) offers several tips to homeowners looking to cook safely. According to FEMA, the leading cause of kitchen fires is unattended cooking. Therefore, the source advises any homeowners who are frying, grilling or broiling food to stay in the kitchen at all times while it is being cooked. If they have to leave, FEMA advises that they turn off the stove. Also, if consumers are boiling, simmering, roasting or baking food, the agency recommends that they regularly check on its progress and stay at home while it is on or in the stove.
In terms of general fire safety, consumers who take steps to ensure that their homes have updated safety measures like state-of-the-art smoke and fire alarms may be eligible for reduced homeowners insurance rates.
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