North Dakota officials prepare for spring by talking flood insurance

February 01, 2011
By: Jana Bell

The calendar and temperature outside may indicate it's still winter, but North Dakota state officials are gearing up for spring and the environmental disaster the season tends to bring: flooding.

With this in mind, Jamestown officials are advising residents living in the area to attend a meeting at City Hall scheduled for February 7, as flood insurance will be discussed at length.

State officials tell the Jamestown Sun that flood insurance has been a subject at the top of a lot of residents' agendas since the extension of the National Flood Insurance Program in 2010. It was originally passed in 1968, but over the years, it's been continuously extended by Congress so participating communities can protect their homes from flood damage. Approximately 20,000 communities across the United States participate in the federally-funded program.

Speaking to the paper, Tom Harty of Harty Insurance urged locals wanting to buy flood insurance to buy now rather than later, as there is a 30-day waiting period before coverage becomes effective.

North Dakota communities are among several across the country whose flood maps are being redrawn by the Federal Emergency Management Association. Because more areas are being considered flood zones, it's forced many residents to update their home insurance policies to include flood protection.

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