Since 1992, the licensed consultants at HomeInsurance.com have been delivering the best customer service and most innovative insurance discounts to our customers across the country. From our years of experience, we know that one of the best ways to save on home and auto insurance in North Dakota is to insure both policies with HomeInsurance.com and take advantage of our 10-35% (or more) discount. In order to reward our customers with the best savings, we offer ND home-auto discounts to customers who are both homeowners and drivers.
Home and Auto Discounts in North Dakota – Let’s Do the Math
| $ 742.00 | Average ND home insurance premium* |
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| + | $ 530.00 | Average ND auto insurance premium* |
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| $ 1,272.00 | Standard annual premium for home and auto insurance |
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| - | $ 890.40 | Your Premium with the Home-Auto Discount Applied |
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| $ 381.60 | Total Average Savings! |
That’s $381.60/year saved by applying your North Dakota Home-Auto discount from HomeInsurance.com.
Who Qualifies?
If you own a home and a car you are eligible for a home-auto discount.
How Much Can I Save? Your home-auto discount in North Dakota depends on the specifics of your policy. Talking with one of our licensed home-auto insurance consultants can save you even more money as we may be able to qualify you for 60+ other discounts. For example,
- Do you live within 1 mile of a fire hydrant?
- Do you have smoke alarms in your home?
- Is your car equipped with an alarm?
If you answered yes to any of the questions above, you may be eligible for additional ND home and auto insurance discounts.
Other Ways You May Save
Some other factors that weigh in on how much you will pay for home and auto insurance are where you live in North Dakota and what type of vehicle you drive. For example, did you know that North Dakota drivers rank 51/50 for most expensive car insurance in the U.S.? Likewise, North Dakota homeowners rank 21th most for the most expensive homeowners insurance premiums in the country.
The type of car you drive can affect your premiums as well. For example, if your car has a high National Safety rating, you may pay less for car insurance in North Dakota. Your vehicle’s theft rate plays a role as well.
North Dakota’s Top 3 Most Frequently Stolen Vehicles:
- Chevrolet Full Size C/K 1500 Pickup (Year of the Vehicle: 1990)
- Ford F150 Series (Year of the Vehicle: 2003)
- Dodge Ram Pickup (Year of the Vehicle: 2005)
To qualify for all discounts in just minutes, fill out our quick quote form and get a customized home-auto insurance quote now.




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