Average 12-Month Home Insurance Rates
[Updated: April 2013]
Roll over your state to see what homeowners are paying on average for home insurance.*
Largest Rate Decreases
| Mississippi | 6.5 %  |
| Kansas | 5.4 % |
| Tennessee | 5.3 % |
| Oklahoma | 4.9 % |
| Kentucky | 4.4 % |
Largest Rate Increases
| Nevada | 3.9 %  |
| Nebraska | 2.7 % |
| New Jersey | 1.7 % |
| New Mexico | 1.5 % |
| New Hampshire | 1.4 % |
- KEY:
- Rate Increase
- Rate Decrease
- Minimal Change
- Data N/A
Home Insurance Premiums: Are you paying too much?
How does your state compare? Here are the average homeowners insurance rates for HomeInsurance.com policies sold over the past 12 months. Are you paying too much and need to find lower home insurance quotes?
See Home Insurance Rates by State
Click on your state below to get the average home insurance premiums for policies sold in the past 12 months and to find our more about homeowners insurance quotes in your area.
*These rates are average rates based on policies sold by HomeInsurance.com over the past 12 months. These rates reflect policies sold by HomeInsurance.com with various providers including Travelers, The Hartford, Safeco Insurance, Liberty Mutual, Progressive, ASI/Ark Royal and Foremost. These rates may not be typical for all customers. For more information, read about factors that affect homeowners insurance rates.
