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A bird's eye view of home insurance premiums across the nation

Rates By State: July 2009 Report

To see what homeowners in your state may be paying, on average, for homeowners insurance roll over your state below. For more information click a state and get home insurance data for your U.S. county and city.

Largest Rate Decreases
Mississippi -11.5 %
Delaware -8.8 %
Idaho -6.7 %
Oklahoma -5.9 %
Vermont -5.6 %
Largest Rate Increases
Maine 26.8 %
Connecticut 19.5 %
Oregon 9.1 %
Utah 8.4 %
New Mexico 8.0 %
Average Premiums
For Homeowners Countrywide
2006 $804
2005 764
2004 729
2003 668
2002 593
2001 536
2000 508

Source: © 2009 National Association of Insurance Commissioners (NAIC).

KEY:   Rate Increase   Rate Decrease   Minimal Change   Data N/A
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
 Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
 Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
 Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
*These rates are average rates based on actual customer premiums from July 2009. There are many factors that determine home insurance premiums and these rates may not represent the rate you will pay for homeowners insurance. For more information, read about factors that affect homeowners insurance rates.

 

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