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Indiana Auto Insurance

Each state has a unique set of minimum requirements for car insurance and offers different discounts to drivers. In Indiana, it's necessary for motorists to have bodily injury liability and property damage liability.

With bodily injury liability, any medical, funeral, or rehabilitation costs resulting from a wreck you caused that injured another party will be covered up to a certain extent depending on the amount of coverage you've chosen. Property damage liability protects you in the event that you caused a wreck that damaged another driver's vehicle or other property and will help pay for the needed repairs. Here are the minimums in the Hoosier state.


  1. $25,000 coverage for bodily injury per person
  2. $50,000 coverage for total injury per accident
  3. $10,000 coverage for property damage

Going with the minimums, however, can be dangerous. You're still personally liable for amounts that exceed those limits.

Lower premiums with Indiana auto insurance discounts

Indiana motorists are eligible for:

  • Multi-car discount. Have a vehicle for each family member? If so, insuring them with the same company can earn you savings.
  • Safe driver discount. If your car is equipped with anti-lock brakes, air bags, and anti-theft devices, you could qualify for this discount.
  • Good student discount. If you have a full time student on your policy earning B's or higher in school, you could save on your auto insurance.
  • Homeowner discount. Owning your home helps you save on car insurance, too.
  • Good driving discount. If you've gone three years or more without having an at-fault collision or getting a moving violation, you qualify for this discount.
  • Multi-policy discount. If you insure your home and car – or bundle another policy – with the same company, you could see significant savings.

What can you do with this information? Call and let us find you a policy that fits your needs at a price that fits your budget. Do it today!

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