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Maryland Auto Insurance

In Maryland, state law requires drivers to have bodily injury and property damage liability coverage, personal injury protection (PIP), and uninsured and underinsured motorist coverage.

Liability coverage helps pay for damage from accidents you cause, and is required in all but one state. State required PIP, uninsured, and underinsured coverage is not as common, but these policies are popular among drivers who want to be protected in many scenarios.

Maryland's liability coverage requirements are:


  1. $30,000 coverage for bodily injury per person
  2. $60,000 coverage for total injury per accident
  3. $15,000 coverage for property damage

Maryland's required coverage is slightly greater than than the national average, but that doesn't mean you should settle for the minimum. If your liability claim totals more than your coverage, you are responsible for paying the remaining costs out-of-pocket. To avoid a potentially devastating financial situation, you might want to increase your coverage.

Get Maryland auto insurance discounts

Want to save on Maryland auto insurance without cutting coverage? Look for any number of discounts to lower your premium and keep you protected on the road!

  • Good driving discount: For drivers with no at-fault accident claims or moving violations during the last three years
  • Good student discount: For drivers age 25 and younger who are full-time students or recent graduates, except married females
  • Homeowners discount
  • Multiple vehicle discount
  • Passive restraint and airbag discount
  • Premium paid-in-full discount
  • Vehicle safety discount: For vehicles with factory-installed airbags and other passive restraint systems

Now that you know the basics, it's time to receive an auto insurance quote from When you call, a licensed insurance agent will work with you to understand your needs so you get the coverage you deserve.

Getting new coverage doesn't have to be an inconvenience. Many of our customers get same-day coverage in minutes, and save big when they bundle home and auto policies through the same carrier. So what are you waiting for? Call today and don't miss out on a chance to get a quote!

Call now and speak to a licensed agent to receive a quote from one of our partners: 1-833-244-3465