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New Hampshire Auto Insurance

In New Hampshire, drivers must prove financial responsibility in lieu of carrying liability coverage. Your financial responsibility has to be able to cover parameters set by the state in case you're involved in a wreck that injures someone or damages property, including other vehicles.

Following are those parameters and what they mean:


  1. $25,000 coverage for bodily injury per person
  2. $50,000 coverage for total injury per accident
  3. $25,000 coverage for property damage

Drivers in the Granite State must also possess uninsured/underinsured motorist coverage. This way, if a driver that either doesn't have insurance, or has inadequate insurance wrecks into you, any medical expenses or property damage that ensues can be covered by your policy.

Discounts can lower New Hampshire auto insurance premiums
In New Hampshire, you could qualify for numerous discounts on your car insurance policy. For example:

  • Safe driver discount. If you've gone a period of years without causing a wreck or filing a claim, you could qualify for this discount.
  • Multi-car discount. If you have more than one car that you need to insure, protecting them with policies from the same insurance company could save you money.
  • Multi-policy discount. Insure your home, car, and other possessions with the same insurer to earn discounts.
  • Good student discount. If you have a student on your policy that's 25 or younger and earning a 3.0 GPA or better in school, you could get a break on your auto insurance policy.
  • Homeowners discount. Do you own your home? If so, you could be eligible for discounts.
  • Safety features discount. If your car is equipped with seat belts, air bags, anti-lock brakes and anti-theft devices, you could save on your policy.

Here's the best way to use what you've learned to find auto insurance with great coverage at affordable prices.  Call now to find the right coverage from a top provider. Do it today!

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