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Utah Auto Insurance

Utah drivers are required to have auto insurance that includes bodily injury liability, property damage liability, and personal injury protection before hitting the open road. Bodily injury and property damage liability protect you in collisions in which you’re at fault by helping to pay for medical expenses if you injure someone, and repairs or replacements to their car or other property you’ve damaged.

Here are the minimum requirements in Utah:


  1. $25,000 coverage for bodily injury per person
  2. $65,000 coverage for total injury per accident
  3. $15,000 coverage for property damage

Minimum coverage might not be enough, however. Those amounts represent what your insurance policy could pay toward the claim. Anything above those numbers could be your responsibility, so consider your coverage limits carefully.

Personal injury protection will cover medical and other expenses resulting from a collision despite who is at fault.

Want lower Utah auto insurance premiums? Consider discounts

The Beehive State offers a range of discounts such as:

  • Homeowners discount. Do you own your home? If so, you could save on your car insurance.
  • Multi-policy discount. If you insure your home, car, or other possessions with the same company, you could save on your policies.
  • Multi-car discount. Do you have multiple cars in your household to protect? Covering them with the same carrier can save you money.
  • Good student discount. If you have a student on your policy that’s earning B’s or better in school, you could save on car insurance.
  • Safety features discount. Cars with features such as an anti-theft system, anti-lock brakes, air bags, and automatic seat belts qualify for discounted auto insurance policies.
  • Good driving discount. If you’ve gone several years without having a collision or filing a claim, you could save on your policy.

Call today to receive help with finding a great policy at an affordable price. Do it today!

Call now and speak to a licensed agent to receive a quote from one of our partners: 1-833-244-3465