Wisconsin Auto Insurance
If you’re a driver in the Badger State, you’re required to have bodily injury and property damage liability as well as uninsured motorist coverage on your auto insurance policy. Bodily injury liability can help pay for medical costs and property damage liability can cover repair or replacement costs to any damaged property.
Following are the minimum requirements for coverage in Wisconsin:
- $25,000 coverage for bodily injury per person
- $50,000 coverage for total injury per accident
- $10,000 coverage for property damage
Don't be married to these numbers, however. They are minimums – and a wreck can easily result in expenses that are much greater than these requirements. Consider boosting your limits to make sure you won't have to pay as much out-of-pocket.
Uninsured motorist coverage protects you in the event that you’re hit by a driver that doesn’t have insurance. This protection can help pay for repairs or replacements your car needs and any medical costs that you accrue.
Potential insurance discounts for Wisconsin motorists
Wisconsin drivers are eligible for a plethora of discounts. For example:
- Multiple automobile discount. If you have multiple cars in your household, insuring them with a single provider can save you money on your policy.
- Multi-line discount. Need to insure your home and car? You could earn savings by using the same carrier for both policies.
- Good student discount. If you have a student that’s under 25 and earning B’s or better in school, you could get a discount on your car insurance.
- Good driver discount. If you’ve gone a series of years without causing a collision or filing a claim, your payments could lessen.
- Homeowners discount. Do you own your home? If so, you could save on auto insurance.
What does all this information mean? You might need to look for a new deal on car insurance. Despite our name, HomeInsurance.com can help you find great auto coverage at the right price.