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What is the minimum amount of liability coverage for homeowners insurance? Wayne, T. New York

The minimum amount of liability coverage for homeowners insurance is typically $100,000 and this is included in a standard homeowners insurance policy. If you feel you need more coverage, however, you can purchase more liability coverage. Talk to your insurance agent about your specific needs for liability coverage and they should be able to recommend a minimum coverage amount that is appropriate for you and your family.

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