Home Insurance Calculator
How much Dwelling Coverage do I need?
Please provide your zip code and the square footage of your home to get dwelling coverage estimates.
Enter Zip & Square Footage
Your Zip Code and Local Building Costs
The average U.S. building cost is $95.51/square foot. By adding your zip code in our calculator, we can calculate your dwelling cost based on the specific building costs in your region. Your actual building cost may vary depending on your home. For example, if you have upgrades such as granite counter tops, hardwood floors, etc., your building costs may be higher than the average cost in your area. To find out your exact building costs, contact your local real estate agent, home insurance agent, or local builders association.
Square Footage of Your Home
The square footage of your home includes finished living areas on the ground floor, upper floor(s) and basement area or any area of the home that is heated.