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How can I prevent mold in my home?

The first step to preventing mold growth in your home is to remove excessive moisture. Keep an eye out for musty smells and water marks on ceilings and walls.

Fortunately, mold can usually be easily removed if caught quickly with bleach, water, and good old-fashioned elbow grease. Make sure to promptly remove the source of the moisture and have that area of material dried, cleaned or possibly replaced.

Unfortunately, mold is generally not covered by a standard homeowners policy because home insurance is generally designed to cover sudden and accidental incidents, not cleaning and maintenance. However, if the mold, for example, was the result of a burst pipe or flood, there may be come coverage.

To prevent mold growth in your home and avoid the costly cleanup that can come along with it- our agents have compiled some tips:

  • Reduce the humidity in your home to 30-60% using air conditioners or dehumidifiers or putting exhaust fans in kitchen/bathroom areas.
  • Don't put carpet in areas that have a way of getting wet, like in bathrooms or basements.
  • Clean your house with mold-reducing products such as bleach.
  • Inspect all hoses, pipes and fittings on a regular basis. For example, change the hoses on your dishwasher every five years, at a whopping cost of $5 to $10.
  • Keep gutters clean and ensure they are unobstructed.
  • Keep an eye on your roof to prevent any water from seeping into your home.
  • Even after your home has been flooded or had significant water damage, there are some things you can do to alleviate future trouble.
  • Properly dry or remove soaked carpets as soon as possible. These carpets are mold and bacteria traps.
  • Rid the house of any standing water, not just because of mold growth, but also insects.

Last Updated: July 15, 2009

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