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What does my policy cover?

A standard home insurance policy typically covers fire, lightning, tornadoes, windstorms, hail, explosion, smoke, vandalism and theft. You can add protection for floods, earthquakes, water/sewer backup and identity theft, none of which are covered in standard policies. We also can help you increase limits for high-value items such as jewelry, furs, artwork and collectibles, which may not be fully protected in a standard policy.

Last Updated: February 15, 2013

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