Coverage

What is Medical Payment or MedPay Coverage?

Medical Payments Coverage, often called MedPay or Coverage F, is the section of a standard home insurance policy that can cover medical costs if…

Home Insurance 101

Standard Home Insurance: What You Get Even veteran homeowners insurance buyers can stumble when it comes to citing exactly what’s typically…

What is Other Structures Coverage?

Other Structures Coverage (Coverage B) is the portion of your home insurance policy that covers the cost of rebuilding or repairing structur…

What is ‘Loss of Use’ coverage?

Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is de…

What is Dwelling Coverage?

Dwelling coverage (sometimes called Coverage A) is the portion of your home insurance policy that pertains to the cost of rebuilding and rep…

How to Insure Your Vinyl Record Collection

Now that the rest of the world realizes what you knew all along – that music on vinyl albums and records just plain sound richer than digital mus…

Does My Homeowners Policy Cover Gold and Money?

If you are a homeowner who keeps cash or gold bars (ingots) stashed in your home- make sure you know your homeowners insurance coverage for these…