21st Century Insurance

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Company Information

Company Type: Subsidiary
Founded: 1958
CEO: Anthony J. DeSantis
Headquarters: Wilmington, Delaware
Employees: Nearly 2,000
A.M. Best Financial Stability Rating: A

Company History

21st Century Insurance was founded in 1958 by Louis W. Foster. Since the beginning, the company has focused on selling auto insurance and, today they still provider drivers with peace of mind on the open road. While they started small, 21st Century has grown to be one of the most well-known insurance brands in the nation and, aside from auto insurance, they offer a bevy of other insurance products.

In 2009, 21st Century was acquired by Farmers Insurance Group of Companies and they are now a subsidiary of Farmers Insurance Group. Farmers Insurance serves more than 10 million households with more than 20 million individual policies across all 50 states.

Product Offerings

21st Century offers a wide range of insurance options, which include renters insurance, homeowners insurance, mobile home insurance, specialty homeowners insurance, flood insurance, auto mechanical breakdown insurance, antique auto insurance, power sports insurance, umbrella insurance and life insurance.

While auto insurance was the primary insurance offered when the company first began in 1958, a large focus of their product offerings today includes 21st Century home insurance. With 21st Century, customers can insure traditional homes, manufactured/mobile homes, and even acquire specialty homeowners insurance.

Insurance Coverages Offered

With each insurance type, 21st Century offers many different coverage options. Whether it is home or auto insurance, customers can opt for standard insurance coverage or adjust for fuller coverage. 21st Century also offers add-on coverages like roadside assistance or auto mechanical breakdown insurance. To see which insurance might be right for you, it’s possible to obtain a 21st Century quote.

Claims Process

21st Century insurance claims are serviced through HelpPoint Claim Services by Farmers Insurance Group. HelpPoint is available to customers 24/7. Claims can be reported online or via telephone. In the event of a catastrophe, 21st Century has trained and specialized Catastrophe Teams who will provide service on the scene.

To help customers get back on the road quickly after an accident, they offer the Farmers Circle of Dependability Program. This program consists of a network of more than 2,200 repair facilities nationwide.

Discounts Offered

There are a number of discounts available for customers of 21st Century Insurance who wish to save money. Some of the available car insurance discounts may possibly include the Safe Driver discount, Good Student discount, Automobile Safety Feature Discount and Multi-Vehicle discount. Customers with auto insurance might also be able to receive a 10 percent discount on their homeowners insurance premium. Discount eligibility varies by customer and by state.

Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy