Alfa Insurance

* is not affiliated with Alfa Insurance and is unable to provide quotes from this carrier.*

Company Information

Company Type: Private
Founded: 1946
CEO: Jimmy Parnell
Headquarters: Montgomery, AL
Employees: 2,600+
A.M. Best Financial Stability Rating: A

Company History

Alfa Insurance Company was founded in 1946 as a product of the Alabama Farmers Federation. Alfa was started by John Tucker Harris, President of the Lee County Farm Association and a respected farmer in Alabama. Harris created Alfa in an effort to provide quality fire insurance to federation members, who were primarily farmers.

Since its founding, Alfa Insurance has grown to offer much more than just fire insurance. They now offer a variety of coverages to over 1 million customers in 11 states. Alfa operates in Alabama, Mississippi, Georgia, Texas, Missouri, Indiana, Ohio, Virginia, Tennessee, Arkansas, Kentucky, Florida and North Carolina. Alfa Insurance is still affiliated with Alabama Farmers

Product Offerings

While Alfa Insurance had humble beginnings providing fire insurance to farmers; they now offer a wide array of products and services to their customers. Alfa offers policies for auto insurance, home insurance, life insurance, farm insurance, business insurance, dental insurance, and health insurance. Alfa also offers church insurance, flood insurance, personal umbrella insurance and watercraft insurance.

Alfa Home Insurance

Alfa home insurance encompasses a few different types of policies. Customers can purchase a typical Alfa homeowners insurance policy, a manufactured home policy or a renters insurance policy. Alfa also offers coverage for condo owners. Homeowners have a variety of coverages to choose from with Alfa home insurance. Depending on your insurance needs, you can opt for standard coverage or go for a policy with fuller protection.

Customer Service

Alfa Insurance prides themselves on delivering high quality customer service. Policyholders can access Alfa’s website 24/7, which allows you to manage your policy, pay a bill or even file a claim. Customers can also report claims directly at an Alfa office or by phone.

Alfa Insurance even has a smartphone app called Alfa2Go®. With this app, policyholder can pay their bill, file a claim, access their policy information and more all while on the go.


Alfa Insurance customers can save money on their monthly premiums by utilizing discounts. Policyholders with Alfa home insurance may be able to save for things like having burglar or smoke alarms, having a claims free history, or having multiple policies with Alfa Insurance. Those with an Alfa auto insurance policy can also save money. Drivers may receive price breaks for having airbags, combining their home and auto policies with Alfa, or insuring multiple cars. There may also be other discounts available with Alfa Insurance.


Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy