Bear River Mutual Insurance

* is not affiliated with Bear River Mutual Insurance and is unable provide quotes from this carrier.*

Company Information

Company Type: Mutual
Founded: 1909
CEO: Don Adams
Headquarters: Murray, UT
Employees: Unknown
A.M. Best Financial Stability Rating: A

About Bear River Mutual Insurance

The Bear River Mutual Insurance Company was started in 1909 in northern Utah. The company was originally formed to help local farmers obtain insurance at an affordable price. Today, Bear River Mutual has their policyholders in mind. In fact, as a mutual company, Bear River is actually run by its policyholders. Bear River Mutual only provides insurance to Utah residents and the company is considered to be Utah’s oldest and largest home and auto insurance company.

Product Offerings

The Bear River Mutual Insurance Company only provides coverage in the state of Utah, but many types of coverage may be available. They offer auto insurance, including RV, motor home, and trailer coverage, insurance for homes and condos, renter’s insurance, and dwelling insurance to those who own rental properties.

A separate umbrella insurance policy is available for those who want coverage above what a normal policy can provide. For those who have existing home and auto policies with Bear River Mutual, there are coverages available for up to $1 and $2 million.

Utah homeowners can protect their biggest investment with Bear River home insurance. The company writes policies for both home and condo insurance, along with renters insurance and dwelling insurance. Policyholder can receive coverage for a primary residence and/or a secondary residence. A standard Bear River Mutual home insurance policy will protect your home from a variety of perils, however, earthquakes are not included. Separate earthquake coverage can be purchased by those who wish to do so.

Bear River Mutual Insurance provides complete coverage for your vehicles. This includes collision and comprehensive coverage, as well as coverage for uninsured or underinsured motorists, personal injury protection (PIP), rental car reimbursement, and 24/7 roadside assistance. Roadside assistance covers towing, being locked out, and even gas delivery. Not all coverages are offered with a standard auto insurance policy, however, drivers can add-on certain coverages to better meet their insurance needs.

Bear River Mutual Accolades & Awards

Bear River Mutual Insurance Company has had the honor of being named one of the top 50 performers in the category of property and casualty insurance companies. This recognition came from the Ward Group for the successive years of 2008 to 2013. Bear River Mutual Insurance was also named one of Utah’s Best Companies to Work For in 2014.


Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy