Erie Insurance

* is not affiliated with Erie Insurance and is unable to provide quotes from this carrier.*

Company Information

Company Type: Public (NYSE:ERIE)
Founded: 1925
CEO: Terrence W. Cavanaugh
Headquarters: Erie, PA
Number of employees: 4,600+
A.M. Best Financial Stability Rating: A+

Company History

Erie Insurance is a testament to the American dream. With just a vision for an insurance company based on “simple common sense, mixed with just plain decency” and a business plan written on a tablet that cost a mere 10 cents, H.O. Hirt and O.G. Crawford began raising support for Erie Insurance. Eventually, they founded the Pennsylvania-based company on April 20, 1925.

For more than 25 years, only Pennsylvania residents could purchase Erie home insurance, auto insurance or other insurance policies. It was not until 1953 that the company took its first steps beyond the Keystone State. In 1953, Erie Insurance Company began offering insurance policies in Maryland.

Today, Erie Insurance Group serves residents in 12 states, as well as the District of Columbia. People in the District of Columbia, Indiana, Illinois, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia and Wisconsin can purchase an Erie home insurance, auto insurance, property insurance, life insurance or business insurance policy.

Product Offerings

As mentioned above, the Erie Insurance Group offers five main types of insurance:

  • Homeowners insurance
  • Auto insurance
  • Life insurance
  • Property and liability insurance
  • Business insurance

Erie Insurance Company also helps people with financial planning, by offering traditional IRAs, Roth IRAs and annuities.

Erie Insurance Group’s five types of policies provide coverage against many potential dangers. Through an Erie home insurance policy, homeowners may be able to find coverage for how much it would cost to rebuild their home and restore their belongings, should they be destroyed by a covered peril. A homeowners policy might also include a sizable liability limit that protects homeowners if someone is injured on their property.

Erie Insurance Company’s auto insurance policies might include comprehensive, collision, uninsured motorist and underinsured motorist coverage. They also may have bodily liability coverage in case someone is injured in an accident.

For life insurance, Erie offers term and whole life insurance policies. They will work with individuals to find a solution that caters to their customers’ specific situations.

For other insurance needs, Erie’s property and liability policies or business insurance may provide the necessary coverage. Erie policyholders who need to file a claim can do so by calling one of Erie’s 24/7 customer service line or buying filing the claim online.


Erie structures its discount programs around the type of insurance policy a customer has. On an Erie home insurance policy, a customer might receive a discount for having an alarm system, installing a sprinkler system or getting a quote between a week and two months before a policy takes effect. Auto insurance discounts may include multi-car discounts, accident forgiveness and a 15-year loyalty reward.


Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy