Esurance Insurance

* is not affiliated with Esurance Insurance and is unable to provide quotes from this carrier.*

Company Information

Company Type: Subsidiary
Founded: 1998
CEO: Jonathan Adkisson
Headquarters: San Francisco, CA
Employees: 3,000+
A.M. Best Financial Stability Rating: A+

Company history

The Esurance Insurance company is a private insurance business that provides coverage for individuals. The company was established in 1998 and founded by four individuals, Jean Duler, Jeff Goodman, Huyen Bui, David Griffin, and C. Wallace, all of who were friends. In the beginning Esurance was only writing policies in four states but today Esurance offers car insurance in 43 states. In 2011, Esurance was purchased by Allstate and they are currently a subsidiary of Allstate.

Although Esurance’s business is based mainly online, they have 17 offices around the country. To date, they have over 800,000 policies in force. They are estimated to net around $1.028 billion per year in sales each year, with the last numbers being released in 2013.

Product offerings

Esurance insurance is a pioneer in the online insurance business, which might be why their slogan is, “Insurance for the Modern World.” The company once primarily offered car insurance but now customers can purchase Esurance home insurance, renters insurance, flood insurance, umbrella insurance and other types of policies.

Aside from insuring cars, Esurance also provides coverage for other types of vehicles like boats, RVs, ATVs, segways, snowmobiles and more. Customers can opt for standard coverage or customize their policies for coverage that best suits their needs. Customers can customize their coverage through CoverageMyWay™. CoverageMyWay uses technology, complex algorithms and more to assist customers prioritize their coverage.


Esurance is all about technology and their website is very useful. By using Esurance’s website, customers can actually get quotes and purchase coverage completely online. Policyholders can use Esurance’s website app to do things like view their ID cars, manage their policy, file claims and more 24/7. Esurance also has a smartphone app, which allows you to do the same things on the go.


For those who are looking to save money, Esurance offers a variety of discounts to eligible customers. You may be able to receive price breaks for things like paying your premium in full, having multiple policies with Esurance, switching from a different provider, owning a home or having a history free of claims. There are many other discounts outlined on Esurance’s website, however, discounts are not offer in every state and not every customer is eligible. The only way to know what discounts you’ll receive is by completing an Esurance quote.

For those with an Esurance auto insurance policy, you may be able to gain additional savings through their DriveSense™ discount program. This program has you install a small telematics device in your car, which provides Esurance with personalized data about your driving such as, mileage, speed, time of day and risky behaviors. For those who drive safely, they can save 5-10% or more by being enrolled in this program.


Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy