Foremost Insurance

* is not affiliated with Foremost Insurance and is unable to provide quotes from this carrier.*

Company Info

Company Type: Public, NYSE: FOM
Founded: 1952
CEO: Jeff Dailey
Headquarters: Grand Rapids, MI
Number of employees: 14,000+
A.M. Best Financial Stability Rating: A
Foremost Claim Services

Company History

Foremost Insurance Company was founded back in 1952 by Edward J. Frey and Edward L. Stoddard. Their aim was not to compete with big auto and home insurers, but to provide much needed coverage to people living in mobile homes. In fact, the first mobile home insurance policy was created by Foremost.

Foremost Insurance Group didn’t just pioneer mobile home insurance, they were also extremely influential in developing modern safety standards for mobile homes. Throughout the 1960’s, the company helped to improve the mobile home’s resistance to strong winds, creating a safer mobile home.

Today, Foremost is still specializes in insuring mobile homes, however, they also offer coverage for other items. The company is a member of the Farmers Insurance Group of Companies and they are endorsed by AARP to provide mobile home and motorcycle insurance to their members. Foremost Insurance Group is represented by more than 38,000 agents across the country and they are licensed to operate in all 50 states.

Product Offerings

If you’re looking to buy insurance from Foremost Insurance Group, their product offerings may include the following: business insurance, auto insurance, home insurance, motor home insurance, fifth-wheel insurance, travel trailer insurance, mobile home and luxury motor coach insurance, vacant home insurance, rental property insurance, seasonal home insurance, motorcycle insurance, boat insurance and more.

Foremost also offers a variety of coverage options for each type of policy. Customer can opt for standard coverage or create a policy with fuller coverage. Foremost also offers add-on coverages to ensure customers can protect everything that matters most. For instance, mobile home owners can add trip coverage for when they are moving their home or coverage for earthquakes in case they live in a prone area.

Foremost policyholders can access their accounts online at Foremost’s website, which is available 24/7. Here, customers can report a claim, pay a bill or check out their current coverage. For those who would rather call, Foremost also offers a customer support line.


The company also offers a wide range of discounts. Policyholders can save for things like being 50 or older, having multiple policies with Foremost, paying their premium in full or switching to Foremost from a different company and much more. Keep in mind that discounts may vary by state and not all customers are eligible.

Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy