National General Insurance

* is not affiliated with National General Insurance and is unable to provide quotes from this carrier.*

Company Information

Company Type: Public (NYSE:NGHC)
Founded: 1939
CEO: Michael Karfunkel
Headquarters: New York, NY
Number of Employees: 1001-5000
A.M. Best Financial Stability Rating: A-

About National General Insurance Company

Founded in 1939, the National General Insurance Company was originally known as Motors Insurance Corporation. Later, the company name was changed from the Motor Insurance Corporation to the GMAC Insurance Group. Finally, in July, 2013, the GMAC Insurance group was renamed as the National General Insurance Company. The National General Insurance Company is one of the largest auto insurers in the United States. National General Insurance Group, through its 11 subsidiaries and affiliated companies, offers property and casualty insurance products.

Product Offerings

Today, the National General Insurance Company offers personal auto insurance, commercial auto insurance, RV insurance, motorcycle insurance, homeowners insurance, renters insurance, condo insurance and specialized insurance. National General is most well-known for auto insurance and they offer their policyholders a variety of coverage options to protect their rides. Some of the coverages offered by National General Insurance are bodily injury liability, property damage liability, collision, comprehensive, medical payments, uninsured and underinsured motorist coverage and personal injury protection.

National General, formerly the GMAC Insurance, offers a number of value-added services to their auto insurance customers. Additional Equipment Coverage is one option for policyholders. This coverage provides additional protection for specialized vehicle equipment and accessories, such as body or suspension alterations or custom wheels. National General Insurance also advertises their SmartDrive℠ Coverage on their website. This optional coverage will deliver up to a full-size rental car to you after you file a claim. National General also offers their customers flexible payment options.

National General Insurance offers multiple convenient options for customers to manage their policies. Policyholders can call, chat online, or sign into their account on National General’s website. Claims can be filed online or over the phone. National General also has an Insurance Claims smartphone app to help customers file claims easier.


National General is committed to providing their customers with affordable auto insurance coverage, which is why they offer SmartDiscounts® for drivers. Policyholders with National General may be able to lower their premiums with the following discounts:

  • GM/GMAC Customer Discounts
  • Paid-In-Full Discounts
  • Multi-Vehicle Discounts
  • GM Loyalty Discounts
  • Safe-Driver Discounts
  • Motorcycle Discounts
  • And more…

National General Insurance also offers discounts for other types of policies. Keep in mind, discount availability varies by state.


Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy