NJM Insurance

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Company Information

Company Type: Mutual
Founded: 1913
President & CEO: Bernard M. Flynn
Headquarters: West Trenton, NJ
Employees: 2,500
A.M. Best Financial Stability Rating: A++ (Superior)

Company history

New Jersey Manufacturers Insurance Company started in 1913, two years after New Jersey joined nine other states in creating the nation’s first workmen’s compensation systems. After the law required factories to provide injured works with medical care and partial wage replacement, NJ factory owners saw a need for a local, safety-oriented, reliable insurance provider – thus New Jersey Manufacturers Insurance was born.

New Jersey Manufacturer Insurance has many nicknames including, “Manufacturers”, “NJ Manufacturers,” “New Jersey Manufacturers,” and “NJM.” The company celebrated their centennial anniversary in 2013. From the beginning, New Jersey Manufacturers Insurance has strived to be known for their efficiency, integrity and superior service.

Product Offerings

New Jersey Manufacturers Insurance offers a variety of different insurance products. Customers can purchase auto insurance, homeowners insurance, condo insurance, renters insurance, umbrella insurance and flood insurance. NJ Manufacturers Insurance also offers commercial policies for workers’ compensation and commercial auto.

NJM is currently one of the largest auto insurance companies in New Jersey and when combined with their Pennsylvania drivers, insures over 800,000 vehicles. The company advertises that they offer competitive auto insurance rates.

Claims process

Claims for flood, homeowners and personal and commercial auto can be filed 24/7. NJM offers both online and phone options for filing these claims. Workers’ compensation claims can be filed Monday through Friday, from 8 a.m. to 5 p.m. There is also an online option available through registration.


For NJM customers, there are a variety of auto insurance discounts available. These discounts may include multi-car, anti-theft device (5 to 25 percent reduction), driver training (30 hour training required) and a mature driver improvement discount. This unique discount, available during renewal only, is available to honored citizens 55 and older. There is also a discount available through NJ Manufacturers home insurance. When a policyholder combines auto and homeowners insure, they can potentially receive a 5 percent discount. Keep in mind discounts availability may vary by state and not all customers are eligible.

Customer Service

New Jersey Manufacturers Insurance has built a reputation of having excellent customer service. The company consistently receives high ranking for financial strength and customer satisfaction through third party rating agencies like J.D. Power & Associates and A.M. Best Company.


Standard Home Insurance Coverage

Your home insurance protection presents a total package, not just dwelling coverage. Home insurance is more than a sum of its parts, but understanding those parts can help you get the best whole product. These coverage types typically are included in a standard policy