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Get a home insurance quote from HomeInsurance.com

Finding a home insurance policy can be a burden. You could spend hours or days shopping for quotes on your own, or you could let HomeInsurance.com do the heavy lifting.

HomeInsurance.com is a service that partners with top providers to give customers affordable quotes that meet their unique needs.

You can count on our licensed representatives to quote you a quality home insurance policy. Call the number on this page to speak with an agent today

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Premium with Auto Discount $0† $0† $0† $0† $0†
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† Estimate if the homeowner had bundled coverages.

Coverage

Home Insurance policies can cover:

  • Dwelling. If your home is damaged or destroyed due to a covered peril, you could receive assistance paying for the repairs once your deductible is met. Coverage for the structure of your home is determined by the amount it would require to rebuild your home entirely, including the building materials. This amount is not the same as the price you paid for your home.
  • Contents. This coverage is typically set between 50% and 70% of the protection for the structure of your home. Contents protection can help repair or replace certain belongings in the event of covered disasters, such as fire or theft.
  • Liability. Liability coverage can help pay for medical expenses that result from a guest sustaining an injury while at your home. The amount necessary varies from homeowner to homeowner, depending on the specific risks associated with each abode.i
  • Other Structures. If there are other structures, such as detached garages or sheds, on your property, this additional protection may be available.
  • Additional living expenses. If you’re displaced due to a covered claim, you can receive assistance expenses such as your stay at a hotel or dining out, for a specified period of time while your home is being repaired.

For a completed list of the protections that may be available to you, call the number at the top of the page to speak with a licensed representative.

How much is homeowners insurance?

The amount you pay for home insurance coverage depends on many factors. Here are six major factors that can determine your premiums:

  • Size and age of your home: Many people don't know that credit scores affect premiums. Home insurance companies believe that there is a correlation between credit score and your likelihood of filing a claim. In states where credit is factored into insurance quotes, you will likely pay less if you have a high score.
  • Claim history: People who file insurance claims are more likely to file claims in the future. If you can go a stretch of years without any claims, you may see a decrease in your premium.
  • Credit score: Many people don't know that credit scores affect premiums. Home insurance companies believe that there is a correlation between credit score and your likelihood of filing a claim. In states where credit is factored into insurance quotes, you will likely pay less if you have a high score.
  • Location: Geographic location and weather have a big impact on your home insurance quotes. If you live in an area prone to extreme weather, your coverage will likely cost more than areas with mild weather. Additionally, construction costs vary across the country, and if the cost to rebuild your home is higher, you could have to pay a more expensive premium.
  • State requirements: States regulate home insurance rates differently, so it's difficult to compare your quotes to the national average. You can compare your premium to your state's averages with our premium comparison grid.
  • On-property risk factors: Geographic location and weather have a big impact on your home insurance quotes. If you live in an area prone to extreme weather, your coverage will likely cost more than areas with mild weather. Additionally, construction costs vary across the country, and if the cost to rebuild your home is higher, you could have to pay a more expensive premium.

Call Now for a Quote!

Let our licensed professionals take the burden out of finding a policy that meets your unique needs. In just a few minutes, we can provide you with a free home insurance quote that can give you peace of mind and allow you to feel confident that your residence is protected from a multitude of perils.

Call now and speak to a licensed agent to receive a quote from one of our partners: 1-877-295-3422