Home Insurance Rate Report
Average 12-Month Home Insurance Rates
Updated: February 2014
- Rate Increase
- Rate Decrease
- Minimal Change
- Data N/A
Home Insurance Premiums: Are you paying too much?
How does your state compare? Here are the average homeowners insurance rates for HomeInsurance.com policies sold over the past 12 months. Are you paying too much and need to find lower home insurance quotes?
About This Data
The HomeInsurance.com RateReport is a bird's eye view of home insurance rates across the country. Updated monthly, RateReport data shows 12-month averages of home insurance policy premiums sold by HomeInsurance.com representing more than 55,000 U.S. homeowners. For more information about this data or related media inquiries please contact Carrie Van Brunt-Wiley at firstname.lastname@example.org.
Home Insurance Consumer Trends
43% of HomeInsurance.com customers who purchased coverage during a recent quarter say that they shop for homeowners insurance quotes about once per year (Source: 2011 HomeInsurance.com Trend Report). The Insurance Information Institute recommends that you review your policy at least twice a year to make sure you are adequately covered and qualifying for all available discounts, even if you're happy with your home insurance rates. If unhappy, you can always shop for home insurance quotes.
49% of HomeInsurance.com customers who purchased coverage said their home insurance rates steadily increased with their prior carrier. Customers who use HomeInsurance.com to bundle their auto and homeowners insurance policies with a single carrier reported average savings of $556/year*.
67% of HomeInsurance.com customers who shopped for home insurance quotes and purchased coverage during a recent quarter reported the top reason they selected their homeowners insurance policy was an affordable premium. For a breakdown of what coverage is included with standard homeowners insurance quotes, visit Home Insurance 101. For more information about the financial strength rating of HomeInsurance.com carrier partners, visit our trusted partners.
See Home Insurance Rates by State
Click on your state below to get the average home insurance premiums for policies sold in the past 12 months and to find our more about homeowners insurance quotes in your area.
*These rates are average rates based on policies sold by HomeInsurance.com over the past 12 months. These rates reflect policies sold by HomeInsurance.com with various providers including Travelers, The Hartford, Safeco Insurance, Liberty Mutual, Progressive, ASI/Ark Royal and Foremost. These rates may not be typical for all customers. For more information, read about factors that affect homeowners insurance rates.